Here is how it works:

Participating Merchant Affiliates agree to pay a marketing fee to the DHS Club on purchases made by ClubBucks Rewards cardholders. The majority (approximately two thirds) of this fee is returned to the cardholder as Reward Points. The balance pays for the marketing and administration of the program.

As his/her Members refer others as Members, a network develops and the sponsoring Members are able to earn additional income on the purchases of their entire network.
With ClubBucks Rewards, everyone wins! The cardholder earns Reward Points on their purchases. The referring Member earns pay points and can qualify to earn income on an entire network of cardholders, thereby giving them an incentive to distribute cards and to train others how to build a business. Participating non profit organizations (Affinity Groups) are also able to earn referral fees by distributing cards.

And your business wins by having free access to a tremendous Marketing and Customer Loyalty program. No risks and no up front investments! The only cost comes to you AFTER the sale has been made.